Travel Insurance

Benefits:

• Hassle-Free Journey: Leave for your travel with the satisfaction that you are covered against a host of issues, from medical emergencies to cancellations.
• Medical Coverage: This will involve hospitalization, emergency medical treatment, and even, in some cases, emergency dental care; this ensures that you are not stuck with huge bills for your medical expenses abroad.
• COVID-19 Protection: Most travel insurance plans today offer coverage for COVID-related expenses—one of them being for treatment or trip cancellations due to infection.
• Flexibility of Travel Plans: In case of rescheduling or cancellation of trips due to personal reasons or any other external factor, this is where travel insurance helps you back up the expenses.
• Protection of Documents and Luggage: Reimburses in the event of loss, theft, or destruction of important travel documents like passports, etc., or personal belongings like luggage.
• Emergency Assistance: In cases of grave injury or death, travel insurance ensures that your remains, or those of a loved one, are returned home safely.

Types of Travel Insurance Plans:

• Medical Comprehensive: Provides $5,000,000 in coverage for any medical emergency. This includes care at a hospital, emergency air transport, and even your fellow traveler's expenses. Most plans exclude the U.S., though it is possible to get options that include worldwide travel.
• Pre-Existing Condition Coverage: Covers pre-existing health conditions, including high blood pressure or heart conditions. This is determined by such factors as age, length of travel, and the severity of the condition.
• Trip Cancellation or Trip Interruption Coverage: Reimburses you for associated expenses should you be required to cancel or delay your trip due to unforeseen circumstances. You can purchase this type of coverage any time before or after your trip departure.
• Baggage and Personal Effects: This is a part of the travel insurance that covers losses or damages to your baggage, whether by theft, delay, or destruction while you are traveling.
• Accidental Death or Dismemberment: This provides you with some monetary protection if you have a fatal accident or suffer severe injuries where parts of your body are cut off while you are traveling.
• Non-Medical Packages: With this kind of package, you are covered for cancellations, mishaps of baggage, or accidents, but no coverage for medical claims.
• Optional Coverage: A personal accident policy with additional coverage for car rental insurance, sports and activity coverage, and special COVID-19 coverage relevant to infection-related expenses.