Visitor Insurance

Whether you are traveling to Canada for business, pleasure, or to see family, it is crucial to be ready for any unforeseen medical emergencies. Visitors may incur substantial medical costs in the absence of appropriate insurance, even though Canadian citizens are entitled to extensive healthcare coverage.

The Government of Canada provides Visitors Insurance, a specific insurance plan intended to cover medical emergencies during your stay in the nation, as a means of protecting yourself against these potential costs.

What is Visitor Insurance?

Visitors Insurance is a health insurance plan specifically designed for people visiting Canada temporarily. This insurance provides coverage for medical emergencies that may occur during your visit, ensuring that you are not burdened with high healthcare costs.

What it covers?

• Hospitalization and Outpatient Care: The expenses related to hospital stays and treatments received outside of a hospital.
• Ambulance Services: Hospital emergency transportation services.
• Diagnostic Exams: X-rays and other diagnostic tests are covered.
• Prescription Drugs: The price of any prescription medications you take while you're here.
• Medical Appliances: Provides coverage for necessary medical equipment like wheelchairs and crutches.
• Private Duty Nursing Care Costs: Private Nurses and Medical Attendants.
• Follow-Up Visits: Payment for any required additional medical appointments.
• Treatment for Fractures: The costs of medical care associated with treating fractures.
• Daily stipends for hospital stays are known as hospital allowances.
• Maternity Expenses: Coverage, under certain restrictions, for medical costs associated with pregnancy.
• Professional Medical services: Access to services from optometrists, chiropractors, physiotherapists, and other experts is known as professional medical services.
• Dental Services: Emergency dental care is covered.

Benefits:

• Entire Medical Coverage: Defense against exorbitant medical expenses, including as hospital stays, doctor visits, and prescription medication.
• Dental and Vision Care: Provides coverage for unexpected dental needs as well as, occasionally, vision care.
• COVID-19 Coverage: Depending on the conditions of the insurance, protection against COVID-19-related medical expenses.
• Pre-Existing Conditions: In accordance with insurance terms, coverage for stable pre-existing conditions.
• Plans that are flexible: monthly payment options for coverage levels up to $100,000 across a range of time periods.
• 24-Hour Assistance: Constant availability of emergency medical support services.
• Refund Options: If your Super Visa application is rejected, you can get a full refund; if you depart Canada before the scheduled departure date, you can get a partial refund, if no claims have been filed.